FAQs

Who is Sunkersett Investment Intermediaries?
Sunkersett Investment Intermediaries is a SEBI-registered investment advisory firm with over 20 years of experience in providing personalised investment planning and wealth management services. We specialise in systematic investment planning (SIP), systematic withdrawal plans (SWP), and comprehensive financial advisory services for individuals, families, and institutions

Yes, we are registered with the Securities and Exchange Board of India (SEBI) as an Investment Adviser. Our SEBI registration ensures we operate under strict regulatory guidelines and maintain the highest standards of professional conduct and client service

SEBI registration means we are legally authorised to provide investment advisory services in India. It ensures we maintain professional qualifications, follow fiduciary responsibilities, and act in our clients’ best interests without conflicts of interest

What services do you offer?

We provide comprehensive financial advisory services including

  • Systematic Investment Planning (SIP) and Systematic Withdrawal Plans (SWP)
  • Portfolio management and asset allocation
  • Retirement planning and wealth creation strategies
  • Tax-efficient investment planning
  • NRI investment advisory services
  • Insurance and risk management consultation

No, we provide comprehensive investment advice across various asset classes including equities, debt instruments, mutual funds, insurance products, and other SEBI-regulated securities. We do not limit our advice to any single product category.

Yes, retirement planning is one of our core specialisations. We help clients create systematic investment and withdrawal strategies to ensure financial independence post-retirement, considering inflation, healthcare costs, and lifestyle requirements

How do you charge for your services?
As a SEBI-registered investment adviser, we follow a transparent fee-only model. We charge clients directly through: Fixed annual retainer fees for ongoing advisory services Project-based fees for comprehensive financial planning Percentage of assets under management (AUM) for portfolio management services, We do not receive any commissions from product manufacturers
SEBI regulations prohibit registered investment advisers from receiving commissions from financial product manufacturers. This ensures our advice is completely unbiased and in your best interest, free from conflicts of interest that may arise from commission-based compensation.
While we don’t have a strict minimum, our comprehensive advisory services are typically most beneficial for clients with investable assets of ₹5 lakhs or more. However, we evaluate each case individually and welcome discussions with committed investors regardless of their current asset size
How do you assess my risk tolerance?
We conduct a comprehensive risk profiling exercise that considers your age, income stability, investment experience, financial goals, and psychological comfort with market volatility. This helps us recommend suitable investment strategies aligned with your risk appetite.
Yes, every client receives a customised investment strategy based on their unique financial situation, goals, risk tolerance, and time horizon. We don’t believe in one-size-fits-all approaches.
We conduct formal portfolio reviews at least quarterly, with additional reviews triggered by significant market events or changes in your personal circumstances. We maintain ongoing communication to ensure your investments remain aligned with your goals
What is a Systematic Withdrawal Plan (SWP)?
SWP allows you to withdraw a fixed amount regularly from your mutual fund investments, providing steady cash flow while your remaining corpus continues to grow. It’s particularly useful for retirees or those seeking regular income from their investments.
SWPs from equity-oriented funds can potentially provide returns that exceed inflation over the long term, unlike fixed deposits. We help structure SWPs to maintain your purchasing power while providing regular income
Yes, both SIP and SWP amounts can be modified based on your changing financial circumstances. We regularly review and adjust these plans to ensure they remain optimal for your evolving needs.
What are your fiduciary responsibilities?
As a SEBI-registered investment adviser, we are legally bound to always act in your best interest. This includes providing unbiased advice, maintaining confidentiality, and ensuring transparency in all our dealings
Yes, we strictly adhere to SEBI’s KYC requirements. We conduct thorough client onboarding processes to understand your financial background, investment objectives, and risk profile before providing any advisory services
We maintain detailed records of all client interactions, investment recommendations, and portfolio reviews for the mandated period. We undergo regular compliance audits and ensure our team stays updated with the latest regulatory changes.
What documents do I need to start investing?
You’ll need: PAN Card and Aadhaar Card for identity verification Address proof documents Bank account statements and salary slip Existing investment portfolio details Investment objective and goal documentation.
Yes, as per SEBI regulations, we enter into a formal investment advisory agreement with all clients. This document outlines the scope of services, fee structure, responsibilities, and terms of engagement
The complete onboarding process typically takes 7-10 working days from documentation submission, including KYC verification, risk profiling, and investment strategy formulation.
Which asset classes do you recommend?
We recommend diversified portfolios across asset classes including equity mutual funds, debt instruments, hybrid funds, and alternative investments based on your risk profile and financial goals.
While we can provide guidance on individual stock selection, we typically recommend mutual funds and ETFs for retail investors as they offer professional management, diversification, and lower risk compared to direct stock picking.
We focus on long-term wealth creation and help clients stay invested during market fluctuations through regular communication, portfolio rebalancing, and maintaining appropriate asset allocation strategies
Do you provide tax planning advice?
Yes, tax optimisation is an integral part of our wealth management services. We help structure investments to maximise tax efficiency while achieving your financial goals.
We recommend suitable tax-saving instruments under Section 80C and other relevant sections, ensuring they align with your overall investment strategy rather than just providing tax benefits
Do you provide tax planning advice?
Yes, tax optimisation is an integral part of our wealth management services. We help structure investments to maximise tax efficiency while achieving your financial goals.
While we don’t sell insurance products, we provide unbiased guidance on insurance needs assessment and help you choose appropriate insurance products as part of your overall financial plan
We provide basic estate planning guidance and work with legal professionals when specialised estate planning services are required
How do you communicate with clients?
We maintain regular communication through quarterly reviews, monthly market updates, and are available for consultations via phone, email, or in-person meetings as needed.
We proactively communicate during significant market events, providing context and guidance to help you make informed decisions without panic-driven reactions.
Yes, our clients have direct access to our advisory team during business hours. We also provide emergency contact options for urgent financial decisions

About Sunkersett Investment Intermediaries

Sunkersett Investment Intermediaries is a SEBI-registered investment advisory firm with over 20 years of experience in providing personalised investment planning and wealth management services. We specialise in systematic investment planning (SIP), systematic withdrawal plans (SWP), and comprehensive financial advisory services for individuals, families, and institutions.

Yes, we are registered with the Securities and Exchange Board of India (SEBI) as an Investment Adviser. Our SEBI registration ensures we operate under strict regulatory guidelines and maintain the highest standards of professional conduct and client service

SEBI registration means we are legally authorised to provide investment advisory services in India. It ensures we maintain professional qualifications, follow fiduciary responsibilities, and act in our clients' best interests without conflicts of interest

Our Services

We provide comprehensive financial advisory services including

  • Systematic Investment Planning (SIP) and Systematic Withdrawal Plans (SWP)
  • Portfolio management and asset allocation
  • Retirement planning and wealth creation strategies
  • Tax-efficient investment planning
  • NRI investment advisory services
  • Insurance and risk management consultation

No, we provide comprehensive investment advice across various asset classes including equities, debt instruments, mutual funds, insurance products, and other SEBI-regulated securities. We do not limit our advice to any single product category.

Yes, retirement planning is one of our core specialisations. We help clients create systematic investment and withdrawal strategies to ensure financial independence post-retirement, considering inflation, healthcare costs, and lifestyle requirements

Fee Structure & Compensation

As a SEBI-registered investment adviser, we follow a transparent fee-only model. We charge clients directly through:

  • Fixed annual retainer fees for ongoing advisory services
  • Project-based fees for comprehensive financial planning

Percentage of assets under management (AUM) for portfolio management services, We do not receive any commissions from product manufacturers

SEBI regulations prohibit registered investment advisers from receiving commissions from financial product manufacturers. This ensures our advice is completely unbiased and in your best interest, free from conflicts of interest that may arise from commission-based compensation.

While we don't have a strict minimum, our comprehensive advisory services are typically most beneficial for clients with investable assets of ₹5 lakhs or more. However, we evaluate each case individually and welcome discussions with committed investors regardless of their current asset size

Investment Planning Process

We conduct a comprehensive risk profiling exercise that considers your age, income stability, investment experience, financial goals, and psychological comfort with market volatility. This helps us recommend suitable investment strategies aligned with your risk appetite.

Yes, every client receives a customised investment strategy based on their unique financial situation, goals, risk tolerance, and time horizon. We don't believe in one-size-fits-all approaches.

We conduct formal portfolio reviews at least quarterly, with additional reviews triggered by significant market events or changes in your personal circumstances. We maintain ongoing communication to ensure your investments remain aligned with your goals

Systematic Investment & Withdrawal Plans

SWP allows you to withdraw a fixed amount regularly from your mutual fund investments, providing steady cash flow while your remaining corpus continues to grow. It's particularly useful for retirees or those seeking regular income from their investments.

SWPs from equity-oriented funds can potentially provide returns that exceed inflation over the long term, unlike fixed deposits. We help structure SWPs to maintain your purchasing power while providing regular income

Yes, both SIP and SWP amounts can be modified based on your changing financial circumstances. We regularly review and adjust these plans to ensure they remain optimal for your evolving needs.

Regulatory & Compliance

As a SEBI-registered investment adviser, we are legally bound to always act in your best interest. This includes providing unbiased advice, maintaining confidentiality, and ensuring transparency in all our dealings

Yes, we strictly adhere to SEBI's KYC requirements. We conduct thorough client onboarding processes to understand your financial background, investment objectives, and risk profile before providing any advisory services

We maintain detailed records of all client interactions, investment recommendations, and portfolio reviews for the mandated period. We undergo regular compliance audits and ensure our team stays updated with the latest regulatory changes.

Client Onboarding & Documentation

You'll need:

  • PAN Card and Aadhaar Card for identity verification
  • Address proof documents
  • Bank account statements and salary slip
  • Existing investment portfolio details
  • Investment objective and goal documentation.

Yes, as per SEBI regulations, we enter into a formal investment advisory agreement with all clients. This document outlines the scope of services, fee structure, responsibilities, and terms of engagement

The complete onboarding process typically takes 7-10 working days from documentation submission, including KYC verification, risk profiling, and investment strategy formulation.

Investment Options & Strategies

We recommend diversified portfolios across asset classes including equity mutual funds, debt instruments, hybrid funds, and alternative investments based on your risk profile and financial goals.

While we can provide guidance on individual stock selection, we typically recommend mutual funds and ETFs for retail investors as they offer professional management, diversification, and lower risk compared to direct stock picking.

We focus on long-term wealth creation and help clients stay invested during market fluctuations through regular communication, portfolio rebalancing, and maintaining appropriate asset allocation strategies

Tax Planning & Optimisation

Yes, tax optimisation is an integral part of our wealth management services. We help structure investments to maximise tax efficiency while achieving your financial goals.

We recommend suitable tax-saving instruments under Section 80C and other relevant sections, ensuring they align with your overall investment strategy rather than just providing tax benefits

Special Services

Yes, we have experience in handling NRI investment requirements and can guide you through the regulatory framework for NRI investments in India.

While we don't sell insurance products, we provide unbiased guidance on insurance needs assessment and help you choose appropriate insurance products as part of your overall financial plan

We provide basic estate planning guidance and work with legal professionals when specialised estate planning services are required

Communication & Support

We maintain regular communication through quarterly reviews, monthly market updates, and are available for consultations via phone, email, or in-person meetings as needed.

We proactively communicate during significant market events, providing context and guidance to help you make informed decisions without panic-driven reactions.

Yes, our clients have direct access to our advisory team during business hours. We also provide emergency contact options for urgent financial decisions

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